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What is Travel Insurance?

  • Travel insurance covers you for specific losses which happen during a holiday or other trip.
  • Most travel insurance is only sold for overseas trips and some cover, such as for hospital and medical expenses can’t be sold for travel within Australia.
  • The terms and conditions of travel insurance are in policy documents which are usually fold-out glossy brochures. They set out all the types of cover you can get-although it doesn’t mean you are covered for all the items.
  • There are usually many limitations and exclusions on what is covered.
  • People with disabilities and chronic illnesses can get travel insurance-although the terms and conditions vary.
  • It’s very important to check what cover you’re offered and shop around.

Next Section: Types of Travel Insurance