- Travel insurance is usually divided into basic and advanced or premium cover. Medical and hospital expenses are included in basic cover—although there may be a limit on the amount of cover.
- Some items, such as death and disability insurance, might not be included at all in basic cover. Under some policies, the amount of cover depends on how old you are and the countries you are travelling to.
- Many policies cover both you and your partner or travelling companion—although not necessarily for all insured items.
- The glossy brochure will spell out all the items you may be covered for, while the schedule or policy invoice will set out which of the items you are covered for.
Next Section: What Is Not Covered?
