- Most travel insurance is sold by travel agents.
- If you purchase your airline ticket or holiday package through a travel agent, they will encourage you to take out travel insurance from an insurer they have a relationship with.
- However, many travel agents don’t know much about travel insurance and simply give you a glossy brochure.
- Alternatively, you can:
- Contact an insurance broker to get you the best deal;
- Apply to insurance companies direct; or
- Get travel insurance from your credit card, union, bank or even your superannuation fund.
- If you have a chronic illness, it’s not a good idea to apply to an insurance company direct for cover because if you are refused, that will count against you in applying to other insurers.
Next Section: What Am I Covered For?
